Everything you need to reach FI
From your first projection to stress-testing against a century of real markets — the whole path to financial independence, in one place.
See your savings runway and financial-independence date update in real time as you tune income, spending, and returns.
Model housing moves, retirement ages, and what-ifs side by side.
Tier expenses as essential, discretionary, or luxury — then model tightening the belt in a downturn by cutting discretionary and luxury spending until markets recover.
Run thousands of randomized market paths and see the odds your money outlives you.
More than a chatbot — it reads your live plan and drives it for you. Ask ‘Can I retire at 52?’ and it’ll retune your retirement age, Social Security timing, return and inflation assumptions, and downturn cuts — or build a whole new scenario — each applied with one tap.
Replay real market eras since 1928 — Stagflation, the GFC, the Long Bull — on your actual portfolio.
From numbers to a plan in minutes
Income, spending, savings, accounts — the raw material of your plan.
Retirement age, housing, market assumptions. Tweak and compare freely.
The exact date you're free — with success odds and years of runway.